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An easier path to home ownership 

Elevate your homebuying experience with Semper's down payment assistance program

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A game-changing program

We understand that saving up for a down payment can be challenging, especially with all the expenses life throws at us. That’s why we’ve created Semper Elevate, to make your dreams more achievable. With our down payment assistance, you don’t have to wait years to save up every penny. We’ll provide you with the funds you need to get that key to your very own front door.

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Your benefits

Our down payment assistance is designed to be straightforward and accessible.  We're dedicated to providing guidance and support every step along the way.

  • Loan Amounts up to $637,950
  • Income Limits are Greater of the 160% (SMI) State Median Income or AMI (Area Median Income)
  • 1-2 Units are eligible
  • Rent can be used to qualify
  • Standard FHA Loan Guidelines
  • Minimum credit score 600
  • No Debt-to-income restrictions (AUS Approval Required)
  • No First-time Homebuyer Requirement
  • Close in 30 days or less
  • No State agency involved. 100% in-House underwritten, funded, and serviced!

3 simple ways to elevate with Semper

Apply Now

Apply for mortgage pre-approval today, the first step towards securing your dream home!

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Speak with a Loan Officer

We’ll guide you through the process, explaining all the details and answering any questions.

Call (866) 604.5130 >

Schedule an appointment

Let’s meet when it’s convenient for you to ask any questions you may have and get pre-approved.

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About Semper Home Loans

We’re making mortgages more accessible and less stressful. We are a different kind of company with a different view of the mortgage industry. We saw that the traditional mortgage process was broken, stressful, and complicated. We overhauled the process and omitted extraneous steps to help people fulfill their dream of owning a home faster, easier, and smarter.

Semper Home Loans FAQs

Need help?

Call us at (866)604.5130


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